Conceptual differences

Client and account structure

Current solution:

• Accounts are separate and not connected.

ComplyAdvantage Mesh:

• A client can have multiple accounts that follow a parent-child structure; for example one account can represent a distinct business line in a company (e.g., loans vs. savings) or different environments (sandbox vs. production).
• Users are linked to an organization and can be assigned to one or more accounts.

Unique external identifiers

Current solution:

• external_refs (client_ref) do not need to be included when onboarding a customer and do not need to be unique.

ComplyAdvantage Mesh:

• external_identifiers need to be included when onboarding a customer and must be unique.

Screening configurations

Current solution:

• Fuzziness is applied outside of the screening configuration as another setting.

ComplyAdvantage Mesh:

• Fuzziness is part of the screening configuration.

Fuzziness

Current solution:

• A search cannot have more than one fuzziness level.

ComplyAdvantage Mesh:

• A single search can have multiple fuzziness levels depending on the collection.

Risk scoring

Current solution:

• Risk scoring is not dynamic; must be set manually by the customer post screen and is a subjective analysis of the customer.

ComplyAdvantage Mesh:

• Fully configurable, automated customer risk model that calculates a customer’s risk score based on the attributes and weighting assigned by the client. It is updated dynamically as alerts are decisioned.